First Time Home Buyers
Get expert guidance, access to the best rates, and a clear path to homeownership — without the stress. Work with Sunil Patel to secure the right mortgage, right from the start.
Buying Your First Home? Let’s Make It Happen.
Buying your first home is exciting — but it can also be overwhelming.
From understanding your budget to getting the best possible mortgage rate, you need someone on your side who knows the process inside and out. Sunil Patel works with 50+ lenders across Canada to find the most competitive options and walks you through every step of the process — no pressure, no confusion.
✔️ Personalized pre-approval strategy
✔️ Access to exclusive first-time buyer programs
✔️ Expert help understanding down payments, CMHC insurance & more
✔️ Fast, responsive communication
What You’ll Need to Get Started
Here’s What We’ll Look At Together:
Proof of income(pay stubs, job letter, etc.)
Credit score and debt ratios
Savings for down payment and closing costs
Your goals and preferred monthly budget
First-Time Buyer Incentives & Programs
Did You Know? You Might Qualify for…
First-Time Home Buyer Incentive (Government Shared Equity Program)
Land Transfer Tax Rebates
RRSP Home Buyers’ Plan
- CMHC-Backed Low Down Payment Options
Get In Touch Now