Investment Property Mortgages

Whether you're buying your first rental or growing your real estate portfolio, Sunil Patel helps you finance investment properties with expert guidance and access to 50+ lenders across the GTA.

Strategic Mortgage Solutions for Real Estate Investors

Getting approved for an investment property mortgage isn’t like getting a regular home loan. You need a mortgage agent who understands cash flow, rental income, and how lenders underwrite investment properties. Sunil Patel structures deals to align with your goals and get the best possible return on your investment.

✔️ Access to lenders that support rental portfolios

✔️ Flexible down payment and amortization options

✔️ Competitive fixed and variable rates

✔️ Financing for single-units, duplexes, triplexes & more

✔️ Expert insight on local GTA investment trends

I Can Help You Finance:

Here’s What We’ll Look At Together:

Long-term rental properties
Short-term (Airbnb-style) investment units
Secondary homes or vacation rentals
Multi-unit residential (up to 4 units)
Mixed-use or commercial/residential hybrids (on a case-by-case basis)

What You’ll Need to Qualify

Strong credit score and debt-to-income ratio

Property appraisal and cash flow analysis

Verified income + rental income projections

Down payment of at least 20% (sometimes more for multi-units)

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