Sunil Patel Mortgages

Mortgage Renewal

Most Canadians renew with their current lender without shopping around — and leave money on the table. Let Sunil Patel compare 50+ lenders and help you secure the lowest rate available.

Your Renewal Is a Fresh Opportunity — Not a Deadline.

When your mortgage term ends, lenders hope you’ll renew without asking questions. But this is your chance to renegotiate. Whether your goals have changed or rates have shifted, Sunil Patel can help you explore better options and save thousands in the process.

✔️ Access to 50+ Lenders, Not Just One Bank
✔️ Fast, No-Pressure Rate Comparisons
✔️ Honest Advice Based on Your Goals
✔️ Possible Cash-Back or Refinance Options

Start Renewing 90–120 Days Before Your Term Ends

Don’t wait until your lender emails you a renewal form. Start early and take control. Sunil can lock in a rate and hold it for up to 120 days, giving you time to explore options and avoid last-minute pressure.

Renewal Checklist

Here’s What We’ll Look At Together:

Proof of income/employment
Goals for your next term (lower payment? faster payoff? equity access?)
Current mortgage details
Property value estimate (Sunil can help)

How Much Can You Save?

Even a 0.25% rate improvement can save you thousands over a 5-year term. Whether you want to reduce your payment, pay off your mortgage faster, or access equity — Sunil builds a custom strategy that puts your money to work.

Ready to Renew Smarter?

Book a free, no-obligation mortgage renewal consultation with Sunil Patel and find out how much you could save.

Get In Touch Now